Financial Eyes & Ears

Getting a letter from the IRS is almost never a pleasant experience. Even though I run a pretty tight ship when it comes to my tax return, I’ll admit that I get a little nervous when I see that the Treasury department wants to have a word or two with me.  I do my best [...]

Part of the beauty of having your business in the United States is that you have a great deal of leeway when it comes to selecting retirement accounts for self-employed people. And ever since individual 401k plans became available, more and more business owners have taken advantage of this option. Let’s see if an individual [...]

The Occupy Wall Street people have done us all a great service by forcing us to re-examine our relationship with money and ask the question, “Is greed good?” They are sure that the greedy pursuit of wealth is the root of all evil. While in reality, just the opposite is true, we can only understand [...]

A good income-to-debt ratio will help you tremendously in just about all aspects of your financial life. You’ll qualify for credit more easily because you’ll have a good credit score, and you’ll pay a lot less when you borrow money. You’ll also be a more desirable job applicant if you apply for a new job [...]

February 14th is right around the corner. Whether you’re planning on kicking it with your single friends or staying in for a steamy yet affordable Valentine’s Day with your boo, chances are you’re on the prowl for some stylish Valentine cocktails to serve. Whether the plan is to curl up in a snow-covered cabin with [...]

Betterment is a tool that is designed to help do-it-yourself beginner investors. It helps you save a lot of time and you can get started investing even if you have a small amount to invest. This site actually manages your money for you but let’s take a look at my Betterment review to see if [...]

The big news this week in Canada is that the government is preparing to make some changes to the Old Age security program. As you might imagine, it’s raised quite the ruckus. And, of course, it provides a great opportunity for you to consider your current situation, and figure out what you are counting on [...]

Taking out a home equity line of credit (HELOC) has become a popular way to borrow. A recent survey commissioned by the TitlePLUS title insurance program showed that more than one-third (36%) of Canadians have a HELOC. This makes sense when you think about the advantages that this type of loan offers. HELOCs are flexible [...]