Financial Eyes & Ears

Many of us don’t think about checking our credit records until after we’ve applied for credit — and possibly been denied. Only after we end up with terms we didn’t want or have the application rejected do we think to wonder what in our credit record, might have caused such a negative result. While you [...]

I finally broke down and decided to review YNAB, better known to some as You Need A Budget, the premier personal budget software package.  And even though I’m a professional financial advisor and Certified Financial Planner, what you do financially dwarfs the importance of my work.  That’s right. Even if you had Warren Buffet working [...]

Still digging out from the winter holiday clutter? Hey, it’s enough to bring down even the most disciplined home manager. Try these thrifty tricks for getting organized on a budget. Buckets: For keeping cleaning supplies organized, I’m a huge fan of those inexpensive painting buckets (the smaller size) available at box hardware stores. I use [...]

What is a mutual fund prospectus?  It’s a document that gives you an inside look at your mutual fund, and it’s about as inviting to read as a telephone book. That’s exactly the way Wall Street likes it. As long as you don’t take the five minutes it usually requires to go through the document, [...]

Many of us have a problem with over spending. You get to the end of the month and realize that you don’t have enough money. Out come the credit cards. In some cases, you might even have a budget or spending plan meant to help you limit your spending — and still you might spend [...]

Readers of Financial Highway will be aware that in November, several bloggers, including myself, launched a Bloggers for Charity initiative. The essence of this initiative was to auction off our blogs for one day to the person who bid to donate the largest amount to charity. That person would become a blogger for a day. [...]

Everyone from brain surgeons to people with careers without a degree need a good boss. Your life becomes almost intolerable if you can’t stand your work situation. As a result, you treat everyone in your family poorly and you just don’t have fun. Life is too short to live this way. Fortunately you can take [...]

This post is from staff writer April Dykman. One of my goals for GRS in 2012 is to write more about earning money. I quit my job a year-and-a-half ago to become self-employed, but I know that most people are employees, and I’m the last person who would suggest that everyone should quit their jobs [...]